Privacy Policy

YieldScope
Operated by
YieldScope Technologies LLC
Six Forks Rd,
Raleigh,
North Carolina,
United States

Effective Date: July 31, 2026

1. Introduction

YieldScope Technologies LLC ("YieldScope," "we," "us," or "our") operates the YieldScope mobile application (the "App"), available on Android and iOS, and the website https://yieldscopetechnologies.com (collectively, the "Services").

YieldScope is a financial portfolio management application that allows users to track stocks, ETFs, and cryptocurrencies; build and manage investment portfolios; monitor portfolio performance over time; view market news and feeds; and access market signals derived from publicly available market data.

Important: YieldScope does not execute trades, hold customer assets, or act as a brokerage. The App is an informational and portfolio-tracking tool only and does not provide financial, investment, tax, or legal advice.

This Privacy Policy explains what information we collect, how we use it, who we share it with, and the rights and choices available to you. By using the Services, you agree to the practices described in this Privacy Policy. If you do not agree, please do not use the Services.

2. Information We Collect

2.1 Information You Provide Directly

  • Account Information: Name, email address, and password when you create an account with email/password.

  • Third-Party Sign-In: If you sign in with Google or Apple, we receive your name, email address, and (where available) profile photo from that provider, subject to your settings with them.

  • Profile Photo: An optional photo you upload or provide via a sign-in provider.

  • Portfolio Data: Assets, watchlists, and portfolio entries you manually add to the App. We do not connect to your brokerage accounts and do not receive brokerage credentials.

  • Support Communications: Information you send us at support@yieldscopetechnologies.com.

2.2 Information Collected Automatically

  • Analytics Data: App usage patterns, feature interactions, session duration, device type, operating system version, app version, language, and approximate region.

  • Crash Reports: Diagnostic logs, device state, and error data collected when the App malfunctions, used to identify and fix bugs.

  • Device Identifiers: Identifiers used by our analytics and crash-reporting tools (e.g., Firebase instance IDs).

2.3 Device Permissions

The App may request access to the following, which you may grant or deny in your device settings:

Permission Purpose Camera To capture a profile photo directly from your device camera Photos / Media Library To let you select an existing image as your profile photo Notifications To send you alerts such as price movements, market news, and account or subscription notices

Denying these permissions does not prevent you from using the core features of the App.

2.4 Information We Do NOT Collect

  • We do not collect brokerage account credentials or link to brokerage accounts.

  • We do not collect government identification numbers, bank account numbers, or payment card details (payments are handled entirely by Apple and Google — see Section 7).

  • We do not collect precise GPS location.

  • We do not knowingly collect data from children (see Section 10).

3. How We Use Your Information

We use the information we collect to:

  1. Create, maintain, and secure your account;

  2. Provide core App functionality, including portfolio tracking, performance monitoring, watchlists, market feeds, and market signals;

  3. Personalize your in-app experience;

  4. Send service-related communications (e.g., security notices, subscription confirmations, changes to terms or policies);

  5. Send push notifications you have opted into;

  6. Analyze usage to improve features, performance, and stability;

  7. Diagnose and fix crashes, bugs, and technical issues;

  8. Detect, prevent, and respond to fraud, abuse, security incidents, and violations of our Terms of Service / EULA;

  9. Comply with applicable laws, regulations, and legal processes; and

  10. Enforce our legal rights and agreements.

Market Signals: Signals and insights presented in the App are generated from publicly available market data. They are not generated from your personal information and are provided for informational purposes only. They are not investment advice or a recommendation to buy or sell any security or asset. The App does not transmit your personal data to third-party generative AI providers (such as OpenAI, Google Gemini, or Anthropic Claude).

Legal Bases for Processing (GDPR)

Where the EU/UK General Data Protection Regulation applies, we process your personal data on these legal bases:

  • Contract (Art. 6(1)(b)): Providing the Services you signed up for.

  • Legitimate Interests (Art. 6(1)(f)): Analytics, crash reporting, security, fraud prevention, and service improvement, balanced against your rights.

  • Consent (Art. 6(1)(a)): Push notifications, camera/photo access, and any optional data collection. You may withdraw consent at any time.

  • Legal Obligation (Art. 6(1)(c)): Compliance with applicable law.

4. Third-Party Services

We use the following third-party service providers to operate the Services. Each processes data under its own privacy policy:

Service Purpose Privacy Policy Supabase Backend infrastructure, database, and authentication https://supabase.com/privacy Firebase (Google) Analytics, crash reporting (Crashlytics), push notifications https://policies.google.com/privacy Google Sign-In Optional authentication method https://policies.google.com/privacy Apple Sign-In Optional authentication method https://www.apple.com/legal/privacy/ Apple App Store / Google Play Subscription billing via in-app purchase Apple and Google privacy policies

We do not sell your personal information to third parties, and we do not share your personal information with third parties for their own advertising purposes.

We may also disclose information: (a) to comply with law or valid legal process; (b) to protect the rights, property, or safety of YieldScope, our users, or the public; (c) in connection with a merger, acquisition, financing, or sale of assets, in which case this Policy will continue to apply or you will be notified of changes; and (d) to professional advisors (lawyers, auditors) under confidentiality obligations.

5. Cookie Policy

Our website (https://yieldscopetechnologies.com) may use cookies and similar technologies:

  • Strictly Necessary Cookies: Required for the website to function (e.g., session management, security). These cannot be disabled.

  • Analytics Cookies: Help us understand how visitors use the website so we can improve it. Where required by law, these are set only with your consent.

The mobile App does not use browser cookies but uses functionally similar technologies (device identifiers and local storage) for authentication, analytics, and crash reporting as described in Section 2.2.

You can manage cookies through your browser settings and, where a consent banner is presented, through that banner. Disabling non-essential cookies will not prevent use of the website's core content.

6. Data Retention

We retain personal data only as long as necessary for the purposes described in this Policy:

  • Account data (name, email, profile photo, portfolio data): Retained while your account is active. Deleted or anonymized within 30 days of verified account deletion, except where longer retention is required by law.

  • Analytics data: Retained in identifiable form for up to 14 months, after which it is aggregated or deleted (consistent with Firebase default retention settings).

  • Crash reports: Retained for up to 90 days for diagnostic purposes.

  • Support communications: Retained for up to 24 months after resolution of your inquiry.

  • Legal/compliance records: Retained as required by applicable law (e.g., tax, accounting, or dispute-related records).

Backup copies may persist for a limited additional period before being overwritten in the ordinary course of our backup cycle.

7. Payments and Subscriptions

YieldScope offers free features and premium features available via subscription.

  • We do not process payments directly. All subscriptions are billed exclusively through in-app purchases processed by the Apple App Store or Google Play. We never receive or store your payment card or bank details. We receive only transaction confirmations and subscription status from Apple/Google.

  • Auto-Renewal: Subscriptions renew automatically unless cancelled before the end of the current billing period.

  • Cancellation: You must cancel through your app store account, not through YieldScope:

    • iOS: Settings → [your Apple ID] → Subscriptions → YieldScope → Cancel.

    • Android: Google Play → Profile → Payments & Subscriptions → Subscriptions → YieldScope → Cancel.

  • Cancelling stops future renewals; you retain premium access until the end of the paid period. Refunds are governed by Apple's and Google's refund policies. Uninstalling the App does not cancel your subscription.

8. Data Security

We implement reasonable administrative, technical, and organizational safeguards designed to protect personal data, including:

  • Encryption of data in transit (TLS/HTTPS) and encryption at rest for stored data;

  • Authentication and access controls limiting internal access to personal data on a need-to-know basis;

  • Use of reputable infrastructure providers (Supabase, Firebase/Google Cloud) with industry-standard security certifications;

  • Secure authentication options, including Google Sign-In and Apple Sign-In;

  • Monitoring, logging, and crash/error reporting to detect anomalies.

No system is completely secure. We cannot guarantee absolute security, and you use the Services at your own risk. You are responsible for keeping your login credentials confidential. If we become aware of a data breach affecting your personal data, we will notify you and applicable regulators as required by law.

9. Your Rights and Choices

9.1 All Users

  • Access and Update: View and edit your profile information in the App.

  • Delete Your Account: You may delete your account directly in the App (Settings → Account → Delete Account) or by emailing support@yieldscopetechnologies.com. Deletion removes your account and associated personal data as described in Section 6.

  • Data Deletion Requests: You may request deletion of your personal data at any time via support@yieldscopetechnologies.com. We will verify your identity before acting on the request.

  • Notifications: Disable push notifications in your device settings at any time.

  • Permissions: Revoke camera or photo access in your device settings at any time.

9.2 GDPR Rights (EEA, UK, and Switzerland)

If you are located in the EEA, UK, or Switzerland, you have the right to:

  • Access your personal data and receive a copy;

  • Rectify inaccurate or incomplete data;

  • Erase your data ("right to be forgotten");

  • Restrict processing in certain circumstances;

  • Object to processing based on legitimate interests;

  • Data Portability — receive your data in a structured, machine-readable format;

  • Withdraw Consent at any time, without affecting prior processing;

  • Lodge a Complaint with your local supervisory authority.

To exercise these rights, contact support@yieldscopetechnologies.com. We will respond within one month (extendable by two further months for complex requests, with notice).

International Transfers: Your data may be processed in the United States and other countries. Where required, we rely on appropriate safeguards such as the European Commission's Standard Contractual Clauses and/or our service providers' participation in recognized transfer frameworks (e.g., the EU–U.S. Data Privacy Framework, where applicable).

9.3 CCPA/CPRA Rights (California Residents)

If you are a California resident, you have the right to:

  • Know what categories of personal information we collect, use, and disclose (as described in this Policy);

  • Access the specific pieces of personal information we hold about you;

  • Delete your personal information, subject to legal exceptions;

  • Correct inaccurate personal information;

  • Opt Out of Sale or Sharing: We do not sell personal information and do not share it for cross-context behavioral advertising;

  • Limit Use of Sensitive Personal Information: We do not use sensitive personal information for purposes requiring a right to limit;

  • Non-Discrimination: We will not discriminate against you for exercising your rights.

Submit requests via support@yieldscopetechnologies.com. We will verify your identity before responding, generally within 45 days. You may use an authorized agent, subject to verification.

Categories of personal information collected (last 12 months): Identifiers (name, email, device identifiers); visual information (profile photo, if provided); internet/electronic activity (app usage, analytics, crash data); commercial information (subscription status). Sources: you directly, your device, sign-in providers, and app stores. Purposes: as described in Section 3. Disclosed to: service providers listed in Section 4.

10. Children's Privacy

The Services are intended for users aged 16 and older and are not directed to children. Users under 18 may be subject to additional restrictions under local law, and where local law sets a higher minimum age for consenting to data processing (up to 16 in certain EU member states, or 18 in some jurisdictions), that higher age applies.

We do not knowingly collect personal information from anyone under 16 (or the applicable higher minimum age). If we learn that we have collected such information, we will delete it promptly. If you believe a child has provided us personal information, contact support@yieldscopetechnologies.com.

11. DMCA / Copyright Policy

We respect intellectual property rights. If you believe content available through the Services infringes your copyright, send a notice to support@yieldscopetechnologies.com (Subject: "DMCA Notice") including:

  1. Identification of the copyrighted work claimed to be infringed;

  2. Identification of the allegedly infringing material and its location within the Services;

  3. Your name, address, telephone number, and email address;

  4. A statement that you have a good-faith belief the use is not authorized by the copyright owner, its agent, or the law;

  5. A statement, under penalty of perjury, that the information in the notice is accurate and that you are the copyright owner or authorized to act on the owner's behalf; and

  6. Your physical or electronic signature.

We will respond to valid notices, which may include removing or disabling access to the identified material and, for repeat infringers, terminating accounts. If you believe your material was removed in error, you may submit a counter-notice with the information required under 17 U.S.C. § 512(g).

12. Financial Disclaimer

YieldScope is an informational tool only. Nothing in the App — including portfolio analytics, market feeds, and market signals — constitutes financial, investment, tax, or legal advice, or a recommendation, offer, or solicitation to buy or sell any security, cryptocurrency, or other asset. Market data and signals may be delayed, incomplete, or inaccurate. Investing involves risk, including possible loss of principal. Past performance does not guarantee future results. You are solely responsible for your investment decisions and should consult a licensed financial advisor before making them.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we make material changes, we will notify you by in-app notice, email, and/or by updating the "Last Updated" date above. Your continued use of the Services after changes take effect constitutes acceptance of the revised Policy. We encourage you to review this Policy periodically.

14. Governing Law

This Privacy Policy is governed by the laws of the State of North Carolina, United States, without regard to conflict-of-law principles, except where the mandatory data protection laws of your jurisdiction (such as the GDPR or CCPA) apply.

15. Contact Us

For questions, requests, or complaints regarding this Privacy Policy or your personal data:

YieldScope Technologies LLC

Six Forks Rd,
Raleigh,
North Carolina,
United States

Support: support@yieldscopetechnologies.com
Legal: support@yieldscopetechnologies.com
Website: https://yieldscopetechnologies.com